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Restaurant Safety: How Restaurateurs Can Improve their Risk Profiles

Modern Restaurant Management

These issues have translated to the industry’s insurers as well – causing even more headaches for restaurant owners. The restaurant insurance market has seen rising costs to insure and as a result, carriers have come and gone from the market.

Insurance 417
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Is It Time to Reevaluate Your Restaurant or Bar Insurance?

Modern Restaurant Management

Just weeks into the COVID-19 pandemic with more questions than answers, every industry was trying to figure out just how to move forward while still remaining safe, and keeping their staff and customers safe as well. In fact, by this time last year, new procedures and business models were already taking flight. and firing.

Insurance 416
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Avoiding the Four Biggest Traps of Restaurant Payroll

Modern Restaurant Management

The misclassification of employees When hiring new workers, one of the most important decisions for restaurant owners to make is determining whether this individual will be an employee or independent contractor. The former are entitled to benefits such as minimum wage, overtime pay and workers’ compensation insurance.

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Four Questions to Ask When Evaluating Third-Party Delivery Services

Modern Restaurant Management

The food is then delivered by drivers hired by the service. In that case, there may not be any insurance outside the driver’s personal auto insurance. If you’re contracting with a third-party delivery service, let your insurance agent know. Ask how the service screens its potential drivers.

Delivery 579
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Restaurants Under Attack from Cybercriminals: How to Protect Your Business

Modern Restaurant Management

That's why it's essential for restaurants to consider cyber liability insurance. Cybercriminals may use malware to steal sensitive information, encrypt files, or take control of restaurant systems. With cyber liability insurance, the costs of hiring attorneys and other legal expenses can be covered.

Insurance 510
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Food Delivery Exposure Best Practices: Tips for Hired and Non-Owned Auto Exposure Controls

Modern Restaurant Management

Although delivery drivers are being asked to take additional precautions to protect themselves and others, restaurant operators may not be aware that they may be liable for bodily injury or property damage arising from motor vehicle accidents while delivery drivers are operating personal vehicles for business use.

Delivery 384
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Four Things Bar and Restaurant Owners Should Consider in their Coverage 

Modern Restaurant Management

With the laundry list of everything bar and restaurant owners need to handle on a daily basis, proper insurance coverage should be top priority. Proper communication with the insurance agent about all the ins and outs of the restaurant can help set up the policy right from the get-go.

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