Modern Restaurant Management

JANUARY 19, 2021

Consequently, as an owner, it’s crucial that you know what type of auto insurance you need to protect your business from a potentially crushing financial burden if you are sued. You may think a driver’s personal auto insurance would cover them, but most personal auto policies exclude accidents during food delivery.

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Modern Restaurant Management

FEBRUARY 3, 2021

restaurant industry has a loaded plate as 2021 picks up steam – especially from an insurance and financial protection point of view. “The prospects for fine dining and sit-down restaurants are going to remain strained for all of 2021,” said Doug Groves, founder at Program Insurance Group, in College Station, Tex.

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Insurance 2021 Restaurant Law Fine Dining 531

Modern Restaurant Management

MARCH 11, 2025

From a legal perspective, Insurance : the pandemic highlighted the limitations of insurance policies. Several high-profile restaurant groups brought litigation against insurance companies for their coverage position, but were ultimately unsuccessful.

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Modern Restaurant Management

AUGUST 6, 2021

With restaurants clawing back and facing new challenges like vaccine credentials and new COVID variants, it’s a good time to check on an equally important, if less prioritized corner of the American dining and drinking sector – restaurant insurance. ” Key Insurance Issues for Restaurant Owners. Vaccine mandates.

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Modern Restaurant Management

DECEMBER 16, 2024

Bonus Tip : Structure your handbook around the employee lifecycle, covering company culture and recruitment through performance management and termination to ensure a clear, easy-to-follow guide for every stage of the employee experience.

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2025 Restaurant Law Audits Employee Relations 449

Modern Restaurant Management

JULY 16, 2021

In this environment, smart and strategic risk management has never been more important. Various risks may complicate the restaurant industry’s continuing recovery – how well they are anticipated and managed will make a difference. Pandemic Pivots Still in Play. Risks to Look Out For. As the co-owner of two Asheville, N.C.

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Modern Restaurant Management

OCTOBER 11, 2024

Tip #1: Understand Why Worker Classification Matters Getting worker classification rights is more than just a legal obligation— it’s about optimizing your payroll, ensuring your staff receives the proper benefits and managing your workforce effectively. Facing an audit or investigation.

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Audits Employee Relations Restaurant Law Document 418

Modern Restaurant Management

NOVEMBER 13, 2024

Modern Restaurant Management (MRM) magazine reached out to John Cassetta, Restaurant and Franchise Solutions Manager at Aon, for his insights on best practices for restaurants on Drinksgiving. In fact, 43 states have laws that hold business owners liable for serving alcohol to someone who later causes injury or death.

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Restaurant Law Employee Relations Customer Service Insurance 446

Modern Restaurant Management

APRIL 21, 2020

In addition, most restaurants should have business interruption insurance, and that insurance may provide some relief from economic pain. Business interruption insurance covers the loss of income that a business suffers after a disaster. Gather Your Complete Insurance Policy. ” That’s just not true.

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Modern Restaurant Management

JUNE 23, 2021

But now as the cloud of COVID is starting to lift and things are going back to normal, it’s important to assess whether those things are actually covered on a restaurateur’s insurance plan. Reviewing current sales can help restaurant owners better reflect numbers to date, which can save them some money on their insurance.

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Modern Restaurant Management

JUNE 9, 2021

So as a restaurant owner or food service manager, how can you best minimize workers comp liability to allow summer 2021 to be the successful reopening of the economy that we are all ready for? First, we advise restaurant owners and managers to conduct research at the state and federal level to understand the rules that apply in their state.

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Modern Restaurant Management

MARCH 31, 2025

With over 25 years of experience in legal strategy, risk management and market expansion, I have had the privilege of helping brands navigate these challenges, and I would like to share a few key lessons to help restaurant operators thrive in today’s dynamic environment.

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Modern Restaurant Management

MARCH 12, 2025

Society Insurance has spent 110 years helping protect businesses and has seen firsthand how nuclear verdicts have evolved in the U.S. Even if a restaurant doesn't face a verdict, the prevalence of such cases can drive up insurance premiums industry-wide, increasing operating costs. Recent data shows that U.S.

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Modern Restaurant Management

NOVEMBER 4, 2019

Between obsessing over food and finances, one key consideration shouldn’t fall through the cracks—restaurant insurance. Having trouble deciding what kind of insurance your restaurant needs? What is Restaurant Insurance? Why Do You Need Restaurant Insurance? What Does Restaurant Insurance cover?

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Modern Restaurant Management

OCTOBER 22, 2024

The former are entitled to benefits such as minimum wage, overtime pay and workers’ compensation insurance. Independent contractors, meanwhile, may not get these benefits in exchange for having more freedom and control over their work, while holding responsibility for their own taxes and insurance.

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Restaurant Law Tip Distribution Fine Dining Insurance 332

Modern Restaurant Management

MARCH 3, 2025

Variety of Voluntary Benefits : Voluntary benefits can include personal insurance policies like pet, travel, car and homeowners’ insurance, with a discount for enrolling in coverage. In fact, 69 percent of employees rank pet insurance as the most significant voluntary benefit an organization can offer.

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Insurance Healthcare Leadership Small Business 412

Modern Restaurant Management

NOVEMBER 8, 2022

An increase in these injuries could result in higher insurance rates in the long term; in the short term, they disrupt your ability to operate at peak capacity and could negatively impact the morale of all employees. There are several reasons why new employees may be incurring more injuries: Poor hiring choices.

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Modern Restaurant Management

MAY 1, 2023

That's why it's essential for restaurants to consider cyber liability insurance. Protecting your Restaurant with Cyber Liability Insurance Cyber liability insurance is a type of insurance that helps protect businesses from the financial losses associated with cyber attacks.

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Insurance Email Marketing Employee Relations Customer Experience 508

Modern Restaurant Management

JULY 15, 2022

The most important thing new owners should know about insurance coverage is that it’s a vital part of running their business. However, having proper insurance coverage is a huge part of protecting the business, and the ownership, in the case of an accident or incident. Getting insurance coverage is not just a box to check.

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Insurance Restaurant Law Hospitality Education 450

Modern Restaurant Management

JUNE 6, 2023

Be sure all your employees, from wait staff to managers to chefs, have been certified in food safety. Gain buy-in for the plan from the management team. This means including the CEO and the managers in safety training and ensuring they understand what’s at stake. Train your staff.

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Modern Restaurant Management

DECEMBER 23, 2021

Ahead of New Year’s Eve celebrations, Society Insurance, which provides coverage to the hospitality industry, has put together the top four tips on how a restaurant can protect themselves, their patrons and their employees as well as create a safer environment on Dec. Obtain Liquor Liability Insurance. 31 and beyond.

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Insurance Restaurant Law Point of Sale Training 531

Modern Restaurant Management

AUGUST 10, 2021

Please send questions to Modern Restaurant Management (MRM) magazine Executive Editor Barbara Castiglia at bcastiglia@modernrestaurantmanagement.com. When it comes to managing medical plan costs for restaurant employers, aggressive management of prescription drug expenditures can yield significant savings.

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Modern Restaurant Management

SEPTEMBER 10, 2024

This is where compulsory liquor liability insurance becomes critical, as it protects businesses that serve, sell, supply, or distribute alcohol. However, relying solely on liquor liability insurance may leave businesses exposed to costly risks. A compelling example is Palmetto Brothers Dispensary in Laurens, South Carolina.

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Serving Insurance Restaurant Law Customer Service 417

Modern Restaurant Management

AUGUST 31, 2021

With the laundry list of everything bar and restaurant owners need to handle on a daily basis, proper insurance coverage should be top priority. Proper communication with the insurance agent about all the ins and outs of the restaurant can help set up the policy right from the get-go.

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Modern Restaurant Management

JANUARY 31, 2020

Managing foreseeable risk = covering the basics. Managing foreseeable risk = covering the basics. Local incident management teams (IMT) should be created, and specific training provided for these key individuals in regards to violence prevention and situation management. Roles and responsibilities must be clear.

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Modern Restaurant Management

OCTOBER 19, 2023

But it’s not just newbies to franchising – or restaurant franchises themselves, for that matter – that need to stay on top of the management intricacies that characterize the business. What may be overlooked within it are risk and insurance issues. Risk and insurance should be top on the list.

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Insurance Franchise Franchising Document 251

Modern Restaurant Management

NOVEMBER 16, 2021

Please send questions to Modern Restaurant Management (MRM) magazine Executive Editor Barbara Castiglia at bcastiglia@modernrestaurantmanagement.com. Stop Loss Coverage Is Risk Management. On a basic level, stop loss insurance provides protection against catastrophic or unpredictable losses. a lower deductible).

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Modern Restaurant Management

NOVEMBER 11, 2019

It is important for restaurant, tavern and bar owners to have the right insurance, however, there are so many different types of policies, and even when you zero in on what is needed, the options are often complex and difficult to compare. A non-admitted insurance company has not been approved by the state’s insurance department.

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Modern Restaurant Management

JUNE 14, 2022

Then we’ll review the best strategies for plan cost management. Self-insurance is not for every employer, and the components must be properly constructed to generate savings and simultaneously, manage risks. Stop loss coverage : A self-insured plan will need protection from high-cost claims, i.e., stop loss insurance.

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Insurance 2022 2023 Article 457

Modern Restaurant Management

JUNE 1, 2020

And because restaurant owners can’t see into the future to predict exactly what will happen, the best course of action is to develop a crisis management plan. This is why you need a crisis management strategy that allows your business to respond to specific threats in a timely manner. What Risks Does The Hospitality Sector Face?

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Modern Restaurant Management

JULY 14, 2023

Restaurant insurance is complicated. Just as owners have to play many roles in management, marketing, and menus, their insurance has to protect their finances, patrons, and employees. And who has the time to read a 100-page insurance policy? These are often excluded from standard policies and be potentially costly.

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Insurance Food Safety Employee Relations Small Business 221

Modern Restaurant Management

OCTOBER 13, 2021

Energy Management. IoT-based automated energy management systems enable owners to reduce utility costs. Because of automation and IoT connectivity, these systems require no human intervention to make the adjustments and lifts the burden of energy management from staff to focus on the customer experience. Water Damage Prevention.

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Modern Restaurant Management

JULY 28, 2020

Consider PPP loan insurance to cover damages, legal fees and fines if the SBA determines that your business was ineligible for the loan. ” Get to Know PPP Loan Insurance. To obtain PPP loan insurance, applicants must submit: Analysis of how the affiliation rules apply to the business.

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Insurance Certification Audits Small Business 404

Modern Restaurant Management

NOVEMBER 17, 2020

It’s a lawsuit under Part B of workers’ compensation insurance – a claim of “willful neglect” that has been rare until this year. It might be smart, for example, to add workers’ compensation as an underlying policy to your umbrella/excess insurance at limits that are appropriate for the circumstances.

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Insurance Employee Relations Food Safety Document 520

Modern Restaurant Management

SEPTEMBER 6, 2022

Ahead of this year’s football season, the team at Society Insurance has put together the top four tips on how a restaurant and/or bar can protect themselves, their patrons and their employees as well as create a safer environment for football season and beyond. Obtain Liquor Liability Insurance. Take a buddy).

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Bar Insurance Restaurant Law Point of Sale 450

Modern Restaurant Management

MARCH 9, 2023

Society Insurance, which provides coverage to the hospitality industry, has put together four tips on how restaurants and bars can help create a safer environment on St. Failure to manage the commercial sale of alcohol could threaten the success of a business due to increased liability exposure, both criminal and civil. Take a buddy).

Bar 450

Bar Insurance Restaurant Law Point of Sale 450

Modern Restaurant Management

SEPTEMBER 24, 2021

But the only thing harder than managing one delivery system is simultaneously managing two. By using these tips, you can learn how to successfully manage both your in-house and third-party delivery. Monitor Order Sources. It’s crucial that you know where every online order is originating from.

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